Credit Analysts
Business and Financial OperationsAI Impact Assessment
This job is relatively safe from AI automation and may even benefit from AI tools.
Credit Analysts with an AI automation risk score of 16%. Analysis includes 11 core tasks.
Why This Score?
- Work environment requires human interaction and presence
Responsibilities and Abilities
Key Responsibilities
- Analyzing Data or Information
- Getting Information
- Working with Computers
- Processing Information
- Communicating with Supervisors, Peers, or Subordinates
Required Abilities
- Oral Expression
- Oral Comprehension
- Written Comprehension
- Inductive Reasoning
- Problem Sensitivity
Key Tasks
Consult with customers to resolve complaints and verify financial and credit transactions.
Review individual or commercial customer files to identify and select delinquent accounts for collection.
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
Generate financial ratios, using computer programs, to evaluate customers' financial status.
Prepare reports that include the degree of risk involved in extending credit or lending money.
Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
Upskilling Courses
Current Job Openings
Data Sources
Analysis based on O*NET data